So, you've decided to buy your first home or you've decided that it's time to buy a bigger home. Congratulations! But what do you do first? Call a REALTOR? Hit the Internet to look at your dream home? Drive through town and find that perfect location with the perfect home? Absolutely not. The very first thing that you need to do when you have decided to make a purchase of a new or first home is to get pre-approved for a loan.
Getting pre-approved will give you the chance to know exactly what kind of home you can afford.
With the latest announcements from the national news it might feel like there's reason to doubt that your home is worth what it was when you bought it. Here's the good news, it probably is worth more. Because Oklahoma home values grew at a modest 2-3% per year over the last 5 years we actually grew at a very slow and steady rate which bucks the national trend of values that were exploding on the east and west coast.
Now, what does all of that mean to you? Given the fact that our modest growth was one of gradual increase, the value of your home is probably worth more than you paid for it 5-10 years ago. Does it mean that you'll see ridiculous returns? Well it depends. Have you kept up with the upkeep and changing styles of the last ten years or does your home still have the kitchen from the dreaded 70's? If you haven't updated your home in the last ten years it might be time to look at starting to make improvements. You can see some of my suggested tips for improvements on my "Improvements that pay" page.
Oh it drives my wife absolutely crazy. There we are driving along the open roads of the beautiful metro of Oklahoma City and then she'll hear it... "DING DING" At that point she knows this ride has gone from an enjoyable ride with a safe and cautious driver into, "Crazy Drive while texting driver". I'm guilty, I admit it. Sorry.
For the life of her, my wife can not figure out why my friends and I don't simply pick up our phones and call each other. Instead we choose to go back and forth for hours texting our thoughts and observations over our phones -- sounds ironic doesn't it? Texting on our phones instead of calling on our phones. Anyway, as soon as I see the message I begin to shift into my DWT (driving while texting) position:
Knees raised to the 5 and 7 position, rolling eye checks of the traffic ahead to ensure that I've properly backed off another 10 feet from the bumper of the other car (just in case of a lock up) and I begin...
It's like a science but lately I've seen the error of my ways (and lost partial hearing in my right ear from my wife yelling, "WATCH THE ROAD")
But now, that's all gone...
Enter JOTTER www.jott.com
This little free beauty has freed me forever. It's quite simple, log on, create a profile, enter your cell number and e-mail address. At this point, you'll be prompted to call a toll-free number to confirm your phone number and there you have it.
From here, I saved the toll-free number in my favorites on my phone, I call the number and an automated voice asks, "Who do you want to Jott?" I'll say the name, it confirms and then I start recording. Once I am done the voice will tell me, "Got it". I hang up and magically my voicemail is transcribed into text and sent as a text and an e-mail to my recipient. The cool thing is that you can also set reminders for yourself, set tasks and confirmations as well.
My car is set up with bluetooth so I recorded the Jott number into my car and all I have to do is tell it to call Jott, record my message and it's delivered immediately. The best thing about it, my hands never leave the steering wheel.
Since I've signed up, the drives with my wife have gotten much more enjoyable, for both of us.
Try Jott, you'll love it.
I'm writing from the floor of the NAR Convention in Las Vegas
Is your website doing everything it can to boost your business? Are your listings being seen by enough potential buyers? Do you have too many "hit and run" site visitors, who spend mere seconds on your site?
Your Agent XSite gives you all the tools you'll need to maximize your online ROI, but in the end it's up to you. (We just gave away secret number five!) Step back and take a look at the whole of your website/online marketing plan. Here are five secrets to its success.
Tips:
Tip:
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